When is a Car Considered Totaled?

A totaled car is one that is more expensive to repair than replace. Hopefully, you’re reading this blog out of curiosity, rather than because you just experienced an accident. If you are involved in an accident, however—and you’re safe—don’t hesitate to reach out to the Five Star Ford Warner Robins service department for a tow. Regardless of what you’re here for, take a moment to read our overview of the car totaled meaning, so you can develop a sense of when a car is considered totaled by the insurance company. 

Signs a Car is Totaled 

When is a car considered totaled? The car totaled meaning is that the car is pricier to repair than it is to replace. Whether you’ve just gotten into an accident in Macon, or you’re simply curious, review these key signs that a vehicle is beyond repair: 

• If you attempt to drive your car to a Perry repair shop and it won’t drive, it’s pouring fluids, or your view is obstructed by bent car parts, it’s likely that your car is totaled. 
• If your car is more than five years old and the frame is bent out of shape, chances are that the cost of repairs will outweigh the value of your vehicle. That’s because your vehicle is old enough to have weathered some depreciation.  
• Similarly, if your vehicle is several generations old and isn’t worth very much, it may be quite easy for the cost of a repair to outweigh your vehicle’s value.  
• Alongside age, it’s important to consider mileage. If your vehicle has racked up considerable miles on the odometer, it may have suffered serious depreciation, in which case, major repairs may outweigh its value. 

What to Do if Your Car is Totaled in an Accident 

If your vehicle is in an accident, reach out to your insurance agent to file a claim. They’ll direct you to mechanics of their choosing, though we recommend you work to select the mechanic, because an outside party may be more objective. Whoever you work with, they’ll assess the cost of repairs, and the insurance company will decide whether your vehicle is totaled or not. From there, they’ll either pay for the repairs or provide you with the funds to purchase a vehicle at a similar value. Bear in mind that, when they pay out on your insurance policy, you’ll receive the value of your vehicle minus the deductible on your collision and comprehensive insurance policy. 

Do You Have More Questions About the Car Totaled Meaning? 

You’ve read our guide on the signs to know when a car is totaled, but if you have questions or need assistance near Bonaire, call Five Star Ford Warner Robins at 833-577-5351. Before you go, take a moment to learn about our Ford Mobile Service, which could come in handy in the event of an accident. Don’t forget to explore our service specials if you’re just reading this blog out of curiosity and think you might be due for an oil change.